As Seen On

Small Business Debt in the National Spotlight

Small Business Reboot has appeared across Australian media to discuss the debt challenges many small business owners are facing and the restructuring options most directors are never told about, including alternatives to bankruptcy.

Mortgage Prison: How to Cut Your Repayments Without Refinancing

Mortgage stress but can’t refinance?

Laurence Barlow of Small Business Reboot reveals how his team can negotiate directly with bank regarding mortgage, potentially reducing your rates by 1–2% in as little as two weeks, saving families up to $5K a year with no impact on their credit file.

Small Business Can Cause Sexually Transmitted Debt

Australia is one of the leading countries when it comes to global consumer debt while not even a top-10 income earner.

Former debt collector Laurence Barlow of Small Business Reboot exposes how banks oversell credit, issue multiple cards to the same person, and breach their own rules — and how debts can be legally written off.

When Business Debt Puts the Family Home on the Line

A Blue Mountains motel owner watches her 91-year-old, dementia-suffering mother face eviction — the fallout of a $1.3M loan approved when Beryl was 89.

With bushfires and COVID destroying their business, the family now battles aggressive debt collection.

Debt expert Laurence Barlow calls the lending a blatant breach of responsible lending laws.

Reducing Mortgage Pressure for Small Business Owners

Rising interest rates are placing pressure on many Australian small business owners. Aaron speaks with Laurence Barlow about how some borrowers may be able to negotiate a lower rate with their existing lender, even when refinancing isn’t an option.

Poacher Turned Gamekeeper: The Ex-Debt Collector Now Fighting for You

Laurence Barlow ran one of Australia’s largest debt collection agencies — 500 collectors, all the major banks. Now he uses that inside knowledge to fight for debtors instead. In this interview, he reveals how compliance breaches in the debt collection process can become powerful negotiation tools.

Zombie Debt & Debt Diabetes: The Two Silent Killers Destroying Australian Finances

One client made minimum repayments on a $15K debt for 15 years — and ended up owing $50K. Laurence Barlow of Small Business Reboot explains zombie debt and debt diabetes, and why COVID pushed Australia’s already record personal debt levels into a full-blown crisis for small business owners.

Australia's Small Business Silent Crisis: The COVID Bill That Never Ended

Australia’s debt crisis didn’t end with COVID.

Debt expert Laurence Barlow of Small Business Reboot exposes how small businesses were pushed $100K–$300K into unplanned debt and highlights why, with debt holidays over and banks aggressively collecting, the worst may still be ahead.