Free Chart DownloadHow to Reduce Business Debt
How to Reduce Business Debt
Every legal option, on one page
Most business owners only ever hear about two ways out. There are nine. This chart lays each legal pathway side by side — sole trader, company or trust — with an estimate of how much of what you owe each one could realistically write down. The option that costs the most isn't on the chart: doing nothing.
See what applies to you
Every row is marked for Pty Ltd company, sole trader and corporate trust — so you can rule options in or out at a glance.
Estimated debt reduction
From an informal negotiation with creditors through to a Small Business Restructure that clears ATO and unsecured debt while you stay in the driver's seat.
Plain English, no jargon
The legislation behind each pathway, named and referenced, without needing a law degree to read it.
Enter your details to download the chart
Name and phone number — the chart opens straight away.
Not sure which one fits you? Call Laurence directly on 0497 992 465 · team line (02) 7255 5799 · free 15-minute eligibility assessment, no obligation
IMPORTANT — General guide only, not legal, financial or tax advice. The percentages are indicative estimates, not guarantees, and every option has strict rules and real consequences. Please get advice for your own situation before acting. Current as at 03 August 2026. © Small Business Reboot.
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What Customers Say
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I was very hesitant at first to trust any one with my financial future, however 2 years on and I can say the stress, tears and fears of having no future are over!!I got to a very dark place over debt,however now it’s settled and I can breathe again!!I cannot overstate the caring, humane and genuine experience I have had working with Laurence.I would definitely recommend

Sharyn Calf
GoogleTrust the Process and Dont be hesitant! I had fallen victim of a Scam and a loan of 40K with 17% Interest rate by CBA during pandemic which resulted me to look for a debt negotiator. I had 50K Gross yearly salary at that time due to Job Keeper. I have found credit reboot and due to my scam experiences at first I was hesitant to deal with someone virtually. They however have given me monthly updates to keep me at peace. The process took nearly two years for me as CBA sold my debt to 3rd party however the great news came about that CBA took back the loan amount for me and waived my entire debt - without impacting my credit report. I worked hard with two jobs to be able to save up an amount I assumed payable once negotiaton end but due to debt waiver I am now able to allocate this funds to something more important. I can now finally put the debt and scam memories past behind me and start again.

Charles
Trust PilotDebts reduced or cancelled with great service! I engaged credit reboot to manage my excessive credit card debt. I’ve repaid most at a significant debt reduction or payment plan. Thanks for the excellent service!

michael david MCDONALD
TrustPilotGREAT OUTCOME !!! Had a great experience. Dyan was very helpful and keep you posted from time to time. It takes a bit of time for negotiations, but there's a great results at the end. Highly recommended! Thanks for all your help.

Dante Estanislao
TrustPilotExcellent service and support with an outstanding outcome

Juanino Caruana
TrustPilotGreat results! Is been a long process due to the virus, but thank God now everything is getting sorted out. I had few cards that I had to pay but cause of the virus I could not work for few months then I got sick and could not work at all. They arrange up to now 3 of my cards. One I had to pay only $1340 on dept of $6000. Second one monthly payment of $66 on depth of $6000. The best one was the third one they erased my debt of $4000 completely. One more to go. I am grateful for their help.

Asimina
ProductReviewFast and efficient! Thanks for your amazing service! Mark was so efficient in finding a fast solution for my business needs. Very grateful!

Stacey F.
ProductReviewGreat debt negotiators! Very helpful and friendly team who were able to find resolutions to all of my debt.

CJB
ProductReviewFantastic Service and Support! The staff have been so helpful and supportive with excellent results to sort out my situation

Brian from Queensland
ProductReviewBrilliant service! Said exactly what they would do neg and saved me money
